/* hundefinanzen.css — generiert aus Templates */

/* === VERSICHERUNG CSS === */
/* ─── RESET ─────────────────────────────── */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html, body { overflow-x: hidden; max-width: 100%; }
    * { hyphens: none; word-break: normal; }
    html { font-size: 16px; scroll-behavior: smooth; }
    body {
      font-family: 'Poppins', system-ui, sans-serif;
      color: #0a2540;
      background: #fff;
      -webkit-font-smoothing: antialiased;
      overflow-x: hidden;
    }
    img { display: block; max-width: 100%; height: auto; }
    * { max-width: 100%; }
    a   { color: inherit; text-decoration: none; }

    /* ─── TOKENS ─────────────────────────────── */
    :root {
      --navy:       #0a2540;
      --blue:       #4A9EDB;
      --blue-dark:  #1A6FAD;
      --blue-light: #E8F4FD;
      --light:      #F4F9FE;
      --white:      #ffffff;
      --gray:       #5A6B7C;
      --gray-mid:   #8a9bb0;
      --gray-light: #EEF2F7;
      --gray-line:  #dce4ec;
      --max-w:      1280px;
      --sv:         120px;
    }

    /* ─── LAYOUT ─────────────────────────────── */
    .wrap { max-width: var(--max-w); margin: 0 auto; padding: 0 40px; }
    @media (max-width: 768px) { .wrap { padding: 0 20px; } }

    /* ─── REVEAL ─────────────────────────────── */
    .reveal { opacity: 0; transform: translateY(22px); transition: opacity .65s ease, transform .65s ease; }
    .reveal.on { opacity: 1; transform: none; }
    .reveal.d1 { transition-delay: .10s; }
    .reveal.d2 { transition-delay: .20s; }
    .reveal.d3 { transition-delay: .30s; }
    .reveal.d4 { transition-delay: .40s; }

    /* ─── NAV (Vorschau-Platzhalter) ─────────── */
    .nav-placeholder {
      height: 68px; background: rgba(255,255,255,.97);
      border-bottom: 1px solid #dce4ec;
      display: flex; align-items: center; justify-content: center;
      font-size: .78rem; color: #3d4f5f; letter-spacing: .4px;
    }

    /* ─── BREADCRUMB ─────────────────────────── */
    .breadcrumb { padding: 12px 0; }
    .breadcrumb__list {
      max-width: var(--max-w); margin: 0 auto; padding: 0 40px;
      display: flex; gap: 6px; list-style: none;
      font-size: .78rem; color: var(--gray); flex-wrap: wrap;
    }
    @media (max-width: 768px) { .breadcrumb__list { padding: 0 20px; } }
    .breadcrumb__list li + li::before { content: '›'; margin-right: 6px; opacity: .45; }
    .breadcrumb__list a { color: var(--blue-dark); }

    /* ─── SECTIONS ───────────────────────────── */
    .section { padding: var(--sv) 0; position: relative; overflow: hidden; }
    .section--light { background: var(--light); }
    .section > .wrap { position: relative; z-index: 1; }
    .section::after {
      content: ''; position: absolute; right: -80px; bottom: -80px;
      width: 340px; height: 340px; pointer-events: none; z-index: 0;
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 340 340'%3E%3Ccircle cx='170' cy='170' r='155' fill='none' stroke='%234A9EDB' stroke-opacity='.07' stroke-width='1.5' stroke-dasharray='12 9'/%3E%3C/svg%3E");
      background-size: contain;
    }

    /* ─── TYPOGRAFIE ─────────────────────────── */
    .lbl { display: block; font-family: 'Kalam', cursive; font-size: 1.2rem; font-weight: 600; color: var(--blue); margin-bottom: 10px; }
    h1 { font-size: clamp(1.75rem, 5vw, 3.8rem); font-weight: 800; line-height: 1.1; letter-spacing: -.5px; color: var(--navy); margin-bottom: 20px; word-break: normal; overflow-wrap: break-word; hyphens: none; }
    h2 { font-size: clamp(1.7rem, 3.2vw, 2.5rem); font-weight: 800; line-height: 1.13; letter-spacing: -.5px; color: var(--navy); margin-bottom: 20px; }
    h3 { font-size: clamp(1rem, 1.8vw, 1.2rem); font-weight: 700; color: var(--navy); margin-bottom: 8px; line-height: 1.3; }
    p { font-size: .9375rem; line-height: 1.8; color: var(--gray); margin-bottom: 14px; }
    p:last-child { margin-bottom: 0; }
    .quelle { font-size: .72rem; color: #9aa3b0; margin-top: 8px; font-style: italic; line-height: 1.5; }

    /* ─── BUTTONS ────────────────────────────── */
    .btn { display: inline-block; font-family: 'Poppins', sans-serif; font-size: .9rem; font-weight: 600; padding: 14px 32px; border-radius: 999px; cursor: pointer; border: none; transition: background .15s, transform .15s, box-shadow .15s; }
    .btn:hover { transform: translateY(-2px); }
    .btn-primary { background: var(--blue); color: #fff; box-shadow: 0 4px 20px rgba(74,158,219,.32); }
    .btn-primary:hover { background: var(--blue-dark); box-shadow: 0 6px 28px rgba(74,158,219,.42); }
    .btn-outline { background: transparent; color: var(--blue); border: 2px solid var(--blue); }
    .btn-outline:hover { background: var(--blue-light); }
    .btn-group { display: flex; gap: 12px; flex-wrap: wrap; align-items: center; }
    @media (max-width: 480px) { .btn-group { flex-direction: column; } .btn-group .btn { width: 100%; text-align: center; } }

    /* ─── BILDER ─────────────────────────────── */
    .img-natural { width: 100%; display: block; border-radius: 24px; box-shadow: 0 20px 60px rgba(74,158,219,.12); object-fit: cover; }
    .hero__img { width: 100%; display: block; border-radius: 24px; box-shadow: 0 24px 80px rgba(74,158,219,.14), 0 4px 20px rgba(10,37,64,.06); object-fit: cover; }
    @media (max-width: 768px) { .img-natural, .hero__img { border-radius: 16px; } }

    /* ─── SPLIT ──────────────────────────────── */
    .split { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
    .split.w55 { grid-template-columns: 55fr 45fr; }
    .split.w45 { grid-template-columns: 45fr 55fr; }
    @media (max-width: 860px) { .split, .split.w55, .split.w45 { grid-template-columns: 1fr; gap: 40px; } .split .img-first { order: -1; } }

    /* ─── HERO ───────────────────────────────── */
    .hero { padding: 72px 0 96px; overflow: hidden; position: relative; }
    .hero::before { content: ''; position: absolute; right: -30px; top: 20px; width: 380px; height: 380px; pointer-events: none; z-index: 0; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 380 380'%3E%3Ccircle cx='190' cy='190' r='178' fill='none' stroke='%234A9EDB' stroke-opacity='.09' stroke-width='1.5' stroke-dasharray='14 10'/%3E%3C/svg%3E"); background-size: contain; }
    .hero::after { content: ''; position: absolute; left: 0; bottom: 40px; width: 128px; height: 128px; pointer-events: none; z-index: 0; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 128 128'%3E%3Ccircle cx='20' cy='20' r='3' fill='%234A9EDB' fill-opacity='.09'/%3E%3Ccircle cx='56' cy='20' r='3' fill='%234A9EDB' fill-opacity='.09'/%3E%3Ccircle cx='92' cy='20' r='3' fill='%234A9EDB' fill-opacity='.09'/%3E%3Ccircle cx='20' cy='56' r='3' fill='%234A9EDB' fill-opacity='.09'/%3E%3Ccircle cx='56' cy='56' r='3' fill='%234A9EDB' fill-opacity='.09'/%3E%3Ccircle cx='92' cy='56' r='3' fill='%234A9EDB' fill-opacity='.09'/%3E%3Ccircle cx='20' cy='92' r='3' fill='%234A9EDB' fill-opacity='.09'/%3E%3Ccircle cx='56' cy='92' r='3' fill='%234A9EDB' fill-opacity='.09'/%3E%3Ccircle cx='92' cy='92' r='3' fill='%234A9EDB' fill-opacity='.09'/%3E%3C/svg%3E"); background-size: contain; }
    .hero__grid { position: relative; z-index: 1; display: grid; grid-template-columns: 55fr 45fr; gap: 72px; align-items: center; }
    @media (max-width: 860px) { .hero__grid { grid-template-columns: 1fr; gap: 36px; } .hero__img { aspect-ratio: 16/9; max-height: 420px; } .img-natural { aspect-ratio: 16/9; max-height: 400px; } }

    /* ─── PAIN CARDS ─────────────────────────── */
    .pain-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; margin-top: 48px; }
    @media (max-width: 1024px) { .pain-grid { grid-template-columns: repeat(2, 1fr); } }
    @media (max-width: 520px)  { .pain-grid { grid-template-columns: 1fr; } }
    .pain-card { background: #fff; border-radius: 20px; border-top: 3px solid var(--blue); box-shadow: 0 4px 28px rgba(10,37,64,.07); overflow: hidden; display: flex; flex-direction: column; }
    .pain-card__img { width: 100%; height: 180px; object-fit: cover; border-radius: 16px 16px 0 0; display: block; flex-shrink: 0; }
    .pain-card__body-wrap { padding: 24px; display: flex; flex-direction: column; gap: 6px; flex: 1; }
    .pain-card__tag { font-size: .68rem; font-weight: 700; letter-spacing: .6px; text-transform: uppercase; color: var(--blue); }
    .pain-card h3 { font-size: 1.05rem; color: var(--navy); margin-bottom: 2px; }
    .pain-card__diag { font-size: .8rem; color: var(--gray-mid); font-weight: 500; }
    .pain-card__price { font-size: 1.45rem; font-weight: 800; color: var(--navy); letter-spacing: -.3px; margin-top: 6px; }
    .pain-card__text { font-size: .8rem; line-height: 1.65; color: var(--gray); margin-top: 8px; }
    .pain-card .quelle { margin-top: 10px; }

    /* ─── MEDIZIN ────────────────────────────── */
    .cost-tiles { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; margin-top: 40px; }
    @media (max-width: 900px) { .cost-tiles { grid-template-columns: repeat(3, 1fr); } }
    @media (max-width: 560px) { .cost-tiles { grid-template-columns: repeat(2, 1fr); } }
    .cost-tile { background: #fff; border-radius: 16px; padding: 20px 18px; box-shadow: 0 4px 20px rgba(10,37,64,.07); border-top: 2px solid var(--blue-light); text-align: center; }
    .cost-tile__name { font-size: .73rem; font-weight: 600; color: var(--gray-mid); text-transform: uppercase; letter-spacing: .4px; margin-bottom: 10px; line-height: 1.4; }
    .cost-tile__price { font-size: 1.15rem; font-weight: 800; color: var(--navy); letter-spacing: -.2px; line-height: 1.2; }
    .hint-box { background: var(--blue-light); border-left: 3px solid var(--blue); border-radius: 0 12px 12px 0; padding: 18px 22px; font-size: .865rem; line-height: 1.68; color: var(--gray); margin-top: 28px; }
    .hint-box strong { color: var(--navy); }

    /* ─── VS CARDS ───────────────────────────── */
    .vs-wrap { display: grid; grid-template-columns: 1fr auto 1fr; gap: 24px; align-items: center; margin: 44px 0; }
    @media (max-width: 640px) { .vs-wrap { grid-template-columns: 1fr; } .vs-badge { display: none; } }
    .vs-card { border-radius: 20px; padding: 32px 28px; text-align: center; background: var(--white); box-shadow: 0 4px 28px rgba(10,37,64,.07); }
    .vs-card--bad  { border-top: 3px solid var(--navy); }
    .vs-card--good { border-top: 3px solid var(--blue); }
    .vs-card__label { font-size: .72rem; font-weight: 700; letter-spacing: .6px; text-transform: uppercase; margin-bottom: 12px; color: var(--gray-mid); }
    .vs-card__title { font-size: 1rem; font-weight: 600; color: var(--navy); margin-bottom: 14px; line-height: 1.4; }
    .vs-card__price { font-size: clamp(1.8rem, 3vw, 2.4rem); font-weight: 800; letter-spacing: -.5px; line-height: 1.1; }
    .vs-card--bad  .vs-card__price { color: var(--navy); }
    .vs-card--good .vs-card__price { color: var(--blue); }
    .vs-card__sub { font-size: .8rem; color: var(--gray-mid); margin-top: 8px; }
    .vs-badge { font-size: 1.2rem; font-weight: 800; color: var(--gray-mid); text-align: center; padding: 0 8px; }
    .cta-box { background: var(--light); border-radius: 24px; padding: 48px 40px; text-align: center; margin-top: 8px; }
    .cta-box h3 { font-size: 1.3rem; margin-bottom: 12px; }
    .cta-box p  { max-width: 540px; margin: 0 auto 28px; }
    .aff-note { font-size: .72rem; color: var(--gray-mid); font-style: italic; margin-top: 12px; display: block; }
    .besitzer-img { width: 100%; max-height: 440px; object-fit: cover; object-position: center 35%; border-radius: 24px; box-shadow: 0 20px 60px rgba(74,158,219,.12); margin: 36px 0; display: block; }

    /* ─── PRODUKT CARDS ──────────────────────── */
    .product-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 44px; }
    @media (max-width: 860px) { .product-grid { grid-template-columns: 1fr; } }
    .product-card { background: #fff; border-radius: 20px; padding: 28px; box-shadow: 0 4px 28px rgba(10,37,64,.07); display: flex; flex-direction: column; }
    .product-card__img { width: 100%; aspect-ratio: 1/1; object-fit: cover; border-radius: 16px; display: block; margin-bottom: 20px; box-shadow: 0 8px 24px rgba(10,37,64,.08); }
    .product-card p { flex: 1; margin-bottom: 16px; }
    .product-card__link { display: inline-block; margin-top: auto; font-size: .875rem; font-weight: 600; color: var(--blue); border-bottom: 1.5px solid rgba(74,158,219,.3); padding-bottom: 2px; transition: border-color .15s, color .15s; }
    .product-card__link:hover { color: var(--blue-dark); border-color: var(--blue-dark); }

    /* ─── TRAINING ───────────────────────────── */
    .training-section { background: var(--light); position: relative; overflow: hidden; }
    .training-section::before { content: ''; position: absolute; right: -180px; top: -180px; width: 800px; height: 800px; pointer-events: none; z-index: 0; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 800 800'%3E%3Cellipse cx='400' cy='400' rx='380' ry='340' fill='%23E8F4FD' opacity='.6'/%3E%3C/svg%3E"); background-size: contain; background-repeat: no-repeat; }
    .training-section > .wrap { position: relative; z-index: 1; }

    /* ─── FAQ ────────────────────────────────── */
    .faq-intro { max-width: 540px; margin-bottom: 48px; }
    .faq-item { border-bottom: 1px solid var(--gray-line); }
    .faq-btn { width: 100%; background: none; border: none; cursor: pointer; text-align: left; padding: 28px 0; display: flex; justify-content: space-between; align-items: center; gap: 20px; font-family: 'Poppins', sans-serif; }
    .faq-q { font-size: .9375rem; font-weight: 600; color: var(--navy); line-height: 1.4; transition: color .15s; }
    .faq-btn:hover .faq-q, .faq-btn[aria-expanded="true"] .faq-q { color: var(--blue); }
    .faq-ic { flex-shrink: 0; width: 30px; height: 30px; border-radius: 50%; background: var(--blue-light); position: relative; transition: background .2s; }
    .faq-btn[aria-expanded="true"] .faq-ic { background: var(--blue); }
    .faq-ic::before, .faq-ic::after { content: ''; position: absolute; background: var(--blue); border-radius: 2px; transition: transform .28s, opacity .28s, background .2s; }
    .faq-btn[aria-expanded="true"] .faq-ic::before, .faq-btn[aria-expanded="true"] .faq-ic::after { background: #fff; }
    .faq-ic::before { width: 13px; height: 1.5px; top: 50%; left: 50%; transform: translate(-50%,-50%); }
    .faq-ic::after  { width: 1.5px; height: 13px; top: 50%; left: 50%; transform: translate(-50%,-50%); }
    .faq-btn[aria-expanded="true"] .faq-ic::after { transform: translate(-50%,-50%) rotate(90deg); opacity: 0; }
    .faq-body { overflow: hidden; max-height: 0; transition: max-height .38s ease; }
    .faq-body.open { max-height: 360px; }
    .faq-body-in { padding-bottom: 24px; font-size: .9rem; line-height: 1.82; color: var(--gray); }


    /* Amazon Boxen: Tablet horizontal (Grid), Mobile vertikal */
    @media (max-width: 1024px) {
      .product-grid { grid-template-columns: 1fr; }
      .product-card {
        display: grid;
        grid-template-columns: 38% 1fr;
        grid-template-rows: auto 1fr auto auto;
        column-gap: 24px;
        row-gap: 6px;
        align-items: start;
      }
      .product-card__img {
        grid-column: 1;
        grid-row: 1 / 5;
        width: 100%;
        aspect-ratio: 4/3;
        max-height: 240px;
        margin-bottom: 0;
      }
    }
    @media (max-width: 768px) {
      .product-card {
        display: flex;
        flex-direction: column;
      }
      .product-card__img {
        width: 100%;
        aspect-ratio: 16/9;
        max-height: 220px;
        margin-bottom: 16px;
      }
    }

    /* ─── FOOTER PLACEHOLDER ─────────────────── */
    .footer-placeholder { height: 80px; background: var(--light); border-top: 1px solid var(--gray-line); display: flex; align-items: center; justify-content: center; font-size: .78rem; color: #3d4f5f; letter-spacing: .4px; }

    @media (max-width: 768px) { :root { --sv: 72px; } }

/* === START CSS === */
/* ─── RESET ─────────────────────────────── */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html, body { overflow-x: hidden; max-width: 100%; }
    * { hyphens: none; word-break: normal; max-width: 100%; }
    html { font-size: 16px; scroll-behavior: smooth; }
    body { font-family: 'Poppins', system-ui, sans-serif; color: #0a2540; background: #fff; -webkit-font-smoothing: antialiased; }
    img { display: block; max-width: 100%; height: auto; }
    a { color: inherit; text-decoration: none; }

    /* ─── TOKENS ─────────────────────────────── */
    :root {
      --navy:       #0a2540;
      --blue:       #4A9EDB;
      --blue-dark:  #1A6FAD;
      --blue-light: #E8F4FD;
      --light:      #F4F9FE;
      --white:      #ffffff;
      --gray:       #5A6B7C;
      --gray-mid:   #8a9bb0;
      --gray-line:  #dce4ec;
      --max-w:      1280px;
      --sv:         120px;
    }

    /* ─── LAYOUT ─────────────────────────────── */
    .wrap { max-width: var(--max-w); margin: 0 auto; padding: 0 40px; }

    /* ─── REVEAL ─────────────────────────────── */
    .reveal { opacity: 0; transform: translateY(22px); transition: opacity .65s ease, transform .65s ease; }
    .reveal.on { opacity: 1; transform: none; }
    .reveal.d1 { transition-delay: .10s; }
    .reveal.d2 { transition-delay: .20s; }
    .reveal.d3 { transition-delay: .30s; }
    .reveal.d4 { transition-delay: .40s; }

    /* ─── NAV PLACEHOLDER ─────────────────────── */
    .nav-placeholder {
      height: 68px; background: rgba(255,255,255,.97);
      border-bottom: 1px solid #dce4ec;
      display: flex; align-items: center; justify-content: center;
      font-size: .78rem; color: #3d4f5f;
    }

    /* ─── SECTIONS ───────────────────────────── */
    .section { padding: var(--sv) 0; position: relative; overflow: hidden; }
    .section--light { background: var(--light); }
    .section > .wrap { position: relative; z-index: 1; }
    .section::after {
      content: ''; position: absolute; right: -80px; bottom: -80px;
      width: 340px; height: 340px; pointer-events: none; z-index: 0;
      background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 340 340'%3E%3Ccircle cx='170' cy='170' r='155' fill='none' stroke='%234A9EDB' stroke-opacity='.07' stroke-width='1.5' stroke-dasharray='12 9'/%3E%3C/svg%3E");
      background-size: contain;
    }

    /* ─── TYPOGRAFIE ─────────────────────────── */
    .lbl { display: block; font-family: 'Kalam', cursive; font-size: 1.2rem; font-weight: 400; color: var(--blue); margin-bottom: 10px; }
    h1 { font-size: clamp(1.75rem, 5vw, 3.8rem); font-weight: 800; line-height: 1.1; letter-spacing: -.5px; color: var(--navy); margin-bottom: 20px; word-break: normal; overflow-wrap: break-word; }
    h2 { font-size: clamp(1.7rem, 3.2vw, 2.5rem); font-weight: 800; line-height: 1.13; letter-spacing: -.5px; color: var(--navy); margin-bottom: 20px; }
    h3 { font-size: clamp(1rem, 1.8vw, 1.2rem); font-weight: 700; color: var(--navy); margin-bottom: 8px; line-height: 1.3; }
    p { font-size: .9375rem; line-height: 1.8; color: var(--gray); margin-bottom: 14px; }
    p:last-child { margin-bottom: 0; }
    .quelle { font-size: .72rem; color: #9aa3b0; margin-top: 8px; font-style: italic; line-height: 1.5; }

    /* ─── BUTTONS ────────────────────────────── */
    .btn { display: inline-block; font-family: 'Poppins', sans-serif; font-size: .9rem; font-weight: 600; padding: 14px 32px; border-radius: 999px; cursor: pointer; border: none; transition: background .15s, transform .15s, box-shadow .15s; }
    .btn:hover { transform: translateY(-2px); }
    .btn-primary { background: var(--blue); color: #fff !important; box-shadow: 0 4px 20px rgba(74,158,219,.32); }
    .btn-primary:hover { background: var(--blue-dark); box-shadow: 0 6px 28px rgba(74,158,219,.42); }
    .btn-outline { background: transparent; color: var(--blue); border: 2px solid var(--blue); }
    .btn-outline:hover { background: var(--blue-light); }
    .btn-group { display: flex; gap: 12px; flex-wrap: wrap; align-items: center; }

    /* ─── BILDER ─────────────────────────────── */
    .img-natural { width: 100%; display: block; border-radius: 24px; box-shadow: 0 20px 60px rgba(74,158,219,.12); object-fit: cover; }
    .hero__img { width: 100%; display: block; border-radius: 24px; box-shadow: 0 24px 80px rgba(74,158,219,.14), 0 4px 20px rgba(10,37,64,.06); object-fit: cover; }
    .img-placeholder { width: 100%; border-radius: 24px; background: var(--light); display: flex; align-items: center; justify-content: center; font-size: .78rem; color: var(--gray-mid); font-style: italic; }

    /* ─── SPLIT ──────────────────────────────── */
    .split { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
    .split.w55 { grid-template-columns: 55fr 45fr; }
    .split.w45 { grid-template-columns: 45fr 55fr; }

    /* ─── HERO ───────────────────────────────── */
    .hero { padding: 72px 0 96px; overflow: hidden; position: relative; }
    .hero::before { content: ''; position: absolute; right: -30px; top: 20px; width: 380px; height: 380px; pointer-events: none; z-index: 0; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 380 380'%3E%3Ccircle cx='190' cy='190' r='178' fill='none' stroke='%234A9EDB' stroke-opacity='.09' stroke-width='1.5' stroke-dasharray='14 10'/%3E%3C/svg%3E"); background-size: contain; }
    .hero__grid { position: relative; z-index: 1; display: grid; grid-template-columns: 55fr 45fr; gap: 72px; align-items: center; }

    /* ─── STAT CARDS ─────────────────────────── */
    .stat-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px; }
    .stat-card { background: #fff; border-radius: 20px; padding: 32px 24px; box-shadow: 0 4px 28px rgba(10,37,64,.07); border-top: 3px solid var(--blue); text-align: center; }
    .stat-card__number { font-size: clamp(1.6rem, 3vw, 2.2rem); font-weight: 800; color: var(--navy); letter-spacing: -.5px; margin-bottom: 8px; }
    .stat-card__label { font-size: .85rem; color: var(--gray); line-height: 1.5; }

    /* ─── RASSEN GRID ────────────────────────── */
    .rassen-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; margin-top: 48px; }
    .rassen-card { border-radius: 20px; overflow: hidden; box-shadow: 0 4px 28px rgba(10,37,64,.07); transition: transform .2s, box-shadow .2s; display: block; color: inherit; }
    .rassen-card:hover { transform: translateY(-4px); box-shadow: 0 12px 40px rgba(10,37,64,.12); }
    .rassen-card__img { width: 100%; height: 180px; object-fit: cover; display: block; }
    .rassen-card__img-placeholder { width: 100%; height: 180px; background: var(--light); display: flex; align-items: center; justify-content: center; font-size: .75rem; color: var(--gray-mid); }
    .rassen-card__body { padding: 20px; background: #fff; }
    .rassen-card__name { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
    .rassen-card__link { font-size: .8rem; color: var(--blue); font-weight: 600; }
    .rassen-card--coming { opacity: .45; cursor: default; }
    .rassen-card--coming:hover { transform: none; box-shadow: 0 4px 28px rgba(10,37,64,.07); }
    .more-link { display: inline-flex; align-items: center; gap: 8px; margin-top: 32px; font-weight: 600; color: var(--blue); font-size: .9375rem; }
    .more-link:hover { color: var(--blue-dark); }

    /* ─── USP CARDS ──────────────────────────── */
    .usp-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px; }
    .usp-card { background: #fff; border-radius: 20px; padding: 36px 28px; box-shadow: 0 4px 28px rgba(10,37,64,.07); text-align: center; }
    .usp-card__icon { font-size: 2rem; margin-bottom: 16px; }
    .usp-card__title { font-size: 1.05rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
    .usp-card__text { font-size: .875rem; color: var(--gray); line-height: 1.7; }

    /* ─── PRODUKT CARDS ──────────────────────── */
    .product-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 44px; }
    .product-card { background: #fff; border-radius: 20px; padding: 28px; box-shadow: 0 4px 28px rgba(10,37,64,.07); display: flex; flex-direction: column; }
    .product-card__img { width: 100%; aspect-ratio: 1/1; object-fit: cover; border-radius: 16px; display: block; margin-bottom: 20px; }
    .product-card__img-placeholder { width: 100%; aspect-ratio: 1/1; background: var(--light); border-radius: 16px; margin-bottom: 20px; display: flex; align-items: center; justify-content: center; font-size: .75rem; color: var(--gray-mid); font-style: italic; }
    .product-card p { flex: 1; margin-bottom: 16px; }
    .product-card__link { display: inline-block; margin-top: auto; font-size: .875rem; font-weight: 600; color: var(--blue); border-bottom: 1.5px solid rgba(74,158,219,.3); padding-bottom: 2px; }
    .product-card__link:hover { color: var(--blue-dark); }
    .aff-note { font-size: .72rem; color: var(--gray-mid); font-style: italic; margin-top: 12px; display: block; }

    /* ─── FOOTER PLACEHOLDER ─────────────────── */
    .footer-placeholder { height: 80px; background: #0a2540; display: flex; align-items: center; justify-content: center; font-size: .78rem; color: rgba(255,255,255,.4); }

    /* ═══════════════════════════════════════════
       BREAKPOINTS
       1024px Tablet | 768px Mobile | 480px Klein
       ═══════════════════════════════════════════ */

    @media (max-width: 1024px) {
      .split, .split.w55, .split.w45 { grid-template-columns: 1fr; gap: 40px; }
      .split .img-first { order: -1; }
      .hero__grid { grid-template-columns: 1fr; gap: 36px; }
      .hero__img { aspect-ratio: 16/9; max-height: 420px; }
      .img-natural { aspect-ratio: 16/9; max-height: 400px; }
      .rassen-grid { grid-template-columns: repeat(2, 1fr); }
      .stat-grid { grid-template-columns: repeat(3, 1fr); }
      .product-grid { grid-template-columns: 1fr; }
      .product-card { display: grid; grid-template-columns: 38% 1fr; grid-template-rows: auto 1fr auto auto; column-gap: 24px; row-gap: 6px; align-items: start; }
      .product-card__img, .product-card__img-placeholder { grid-column: 1; grid-row: 1 / 5; width: 100%; margin-bottom: 0; aspect-ratio: 4/3; max-height: 220px; }
    }

    @media (max-width: 768px) {
      :root { --sv: 72px; }
      .wrap { padding: 0 20px; }
      .lbl { font-size: 0.95rem; }
      .img-natural, .hero__img { border-radius: 16px; }
      .rassen-grid { grid-template-columns: repeat(2, 1fr); }
      .stat-grid { grid-template-columns: 1fr; gap: 16px; }
      .usp-grid { grid-template-columns: 1fr; }
      .product-card { display: flex; flex-direction: column; }
      .product-card__img, .product-card__img-placeholder { width: 100%; aspect-ratio: 16/9; max-height: 220px; margin-bottom: 16px; }
    }

    @media (max-width: 480px) {
      .btn-group { flex-direction: column; }
      .btn-group .btn { width: 100%; text-align: center; }
      .rassen-grid { grid-template-columns: 1fr; }
    }

/* === NAV === */
.site-nav { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; height: 68px; background: rgba(255,255,255,0.97); border-bottom: 1px solid #dce4ec; backdrop-filter: blur(8px); }
.site-nav__inner { max-width: 1280px; width: 100%; margin: 0 auto; padding: 0 40px; height: 68px; display: flex; align-items: center; justify-content: space-between; }
.site-nav__logo img { height: 40px; display: block; width: auto; }
.site-nav__links { display: flex; gap: 32px; align-items: center; }
.site-nav__links a { font-size: 0.9rem; color: #0a2540; font-weight: 500; text-decoration: none; }
.site-nav__links a:hover { color: #4A9EDB; }
.site-nav__cta { background: #4A9EDB !important; color: #fff !important; padding: 10px 24px; border-radius: 999px; font-size: 0.875rem; font-weight: 600; white-space: nowrap; display: inline-block; }
.site-nav__cta:hover { background: #1A6FAD !important; }
.site-nav__burger { display: none; cursor: pointer; background: none; border: none; padding: 8px; }
.site-nav__burger span { display: block; width: 24px; height: 2px; background: #0a2540; margin: 5px 0; }

/* === NAV MOBILE === */
@media (max-width: 768px) {
  .site-nav__inner { padding: 0 20px; }
  .site-nav__links { display: none; }
  .site-nav__burger { display: block; }
  .site-nav__links.open { display: flex; flex-direction: column; position: fixed; top: 68px; left: 0; right: 0; background: #fff; padding: 24px 20px; border-bottom: 1px solid #dce4ec; gap: 20px; z-index: 999; }
  .site-nav__logo img { height: 28px; }
}

/* === BREADCRUMB === */
.breadcrumb { padding: 8px 0; background: #fff; }
.breadcrumb__list { max-width: 1280px; margin: 0 auto; padding: 0 40px; display: flex; gap: 6px; list-style: none; font-size: 0.78rem; color: #5A6B7C; flex-wrap: wrap; align-items: center; }
@media (max-width: 768px) { .breadcrumb__list { padding: 0 20px; } }
.breadcrumb__list li + li::before { content: '›'; margin-right: 6px; opacity: .45; }
.breadcrumb__list a { color: #1A6FAD; text-decoration: none; }

/* === FOOTER === */
.site-footer { background: #0a2540; padding: 48px 0 32px; }
.site-footer__inner { max-width: 1280px; margin: 0 auto; padding: 0 40px; text-align: center; display: flex; flex-direction: column; gap: 16px; align-items: center; }
.site-footer__copy { color: #ffffff; font-size: 0.875rem; margin: 0; }
.site-footer__links { display: flex; gap: 12px; align-items: center; }
.site-footer__links a, .site-footer__links a:visited { color: #ffffff; font-size: 0.8rem; text-decoration: none; opacity: 0.8; }
.site-footer__links a:hover { opacity: 1; }
.site-footer__links span { color: #ffffff; opacity: 0.4; font-size: 0.8rem; }
.site-footer__affiliate { color: #ffffff; font-size: 0.72rem; opacity: 0.5; max-width: 600px; line-height: 1.6; margin: 0; }
@media (max-width: 768px) { .site-footer__inner { padding: 0 20px; } .site-footer__links { flex-wrap: wrap; justify-content: center; } }

/* === BODY MARGIN === */
html { overflow-x: hidden; max-width: 100%; }
body { margin-top: 68px; overflow-x: hidden; max-width: 100%; }
*, *::before, *::after { box-sizing: border-box; }
a { text-decoration: none; }
a:visited { color: currentColor; }

.hero--start { padding-top: 112px; }